Finance Expert

Living in Wyoming with a bad credit score doesn't mean you're out of options. Whether you're in Cheyenne, Casper, Laramie, or Gillette, there are legitimate ways to borrow money even with poor credit — but Wyoming has some of the most permissive payday lending laws in the country, which means you need to know where … Read more

Living in Vermont with a bad credit score doesn't mean you're out of options. Whether you're in Burlington, Rutland, Montpelier, or Barre, there are legitimate ways to borrow money even with poor credit — and Vermont has some of the strongest borrower protections in the country, which means the most dangerous loans are kept out … Read more

Living in Alaska with a bad credit score doesn't mean you're out of options. Whether you're in Anchorage, Fairbanks, Juneau, or Wasilla, there are legitimate ways to borrow money even with poor credit — but Alaska's short-term lending rules are unusual, and a major reform effort failed in 2025, so it pays to know exactly … Read more

Living in North Dakota with a bad credit score doesn't mean you're out of options. Whether you're in Fargo, Bismarck, Grand Forks, or Minot, there are legitimate ways to borrow money even with poor credit — but North Dakota's lending rules are strict in some places and loose in others, so it pays to know … Read more

Living in South Dakota with a bad credit score doesn't mean you're out of options. Whether you're in Sioux Falls, Rapid City, Aberdeen, or Brookings, there are legitimate ways to borrow money even with poor credit — and South Dakota is one of the most borrower-friendly states in the country when it comes to rate … Read more

Living in Delaware with a bad credit score doesn't mean you're out of options. Whether you're in Wilmington, Dover, Newark, or Middletown, there are legitimate ways to borrow money even with poor credit — but Delaware's lending rules are unusual: payday loans are legal here, and licensed lenders face no cap on interest rates. That … Read more

Living in Rhode Island with a bad credit score does not mean you are out of options. Whether you are in Providence, Warwick, Cranston, or Pawtucket, there are legitimate ways to borrow money even with poor credit — but Rhode Island's lending rules are changing — here are the rules today and the ones coming … Read more

Living in Montana with a bad credit score does not mean you are out of options. Whether you are in Billings, Missoula, Great Falls, or Bozeman, there are legitimate ways to borrow money even with poor credit — and Montana is one of the safest states in the country for doing it, because voters themselves … Read more

Living in New Hampshire with a bad credit score does not mean you are out of options. Whether you are in Manchester, Nashua, Concord, or Portsmouth, there are legitimate ways to borrow money even with poor credit — and New Hampshire is one of the better states in the country for doing it safely, because … Read more

Maine borrowers with bad credit benefit from some of the toughest consumer-lending protections in the United States. The state caps interest on small loans so strictly that traditional payday lenders have effectively been driven out — which changes both the options and the traps you face. Whether you're in Portland, Lewiston, Bangor, Augusta, or Auburn, … Read more